According to the National Highway Traffic Safety Administration (NHTSA), there are more than six million accidents every year. That’s an incredibly high number and it only gets worse once you learn that one-eighth of drivers don’t have insurance. In today’s world, insurance is a necessity, not a luxury. While you may think otherwise, here are three fantastic reasons you need car insurance from us here at James Ceranti Nissan.
- Out-of-Pocket Cost. The average cost of an accident is over $9,000. That’s not counting any medical bills or disabling injuries. It only goes up from there. If you don’t have thousands of dollars available to fix your vehicle or pay medical bills, car insurance is an excellent way to take care of unforeseen expenses should you be in an accident.
- Confidence. Driving is all about confidence. Shaky drivers tend to panic and that can easily result in an accident. If you’re constantly scanning the road for potential threats, you aren’t really paying attention to what’s in front of your car. With insurance, you won’t need to worry about getting into an accident. While you should definitely try to avoid it, you’re covered should something happen.
- Consequences. When you drive without insurance, you run the risk of serious consequences if your state requires a minimum amount of coverage. Fines, vehicle impoundment, and license suspension are just a few potential consequences should you get caught without insurance.
Can you think of any more benefits of having car insurance? Leave us a comment below and share your thoughts.