3 Reasons You Need Car Insurance

Benefits of Having Car Insurance

According to the National Highway Traffic Safety Administration (NHTSA), there are more than six million accidents every year. That’s an incredibly high number and it only gets worse once you learn that one-eighth of drivers don’t have insurance. In today’s world, insurance is a necessity, not a luxury. While you may think otherwise, here are three fantastic reasons you need car insurance from us here at James Ceranti Nissan.

  1. Out-of-Pocket Cost. The average cost of an accident is over $9,000. That’s not counting any medical bills or disabling injuries. It only goes up from there. If you don’t have thousands of dollars available to fix your vehicle or pay medical bills, car insurance is an excellent way to take care of unforeseen expenses should you be in an accident.
  2. Confidence. Driving is all about confidence. Shaky drivers tend to panic and that can easily result in an accident. If you’re constantly scanning the road for potential threats, you aren’t really paying attention to what’s in front of your car. With insurance, you won’t need to worry about getting into an accident. While you should definitely try to avoid it, you’re covered should something happen.
  3. Consequences. When you drive without insurance, you run the risk of serious consequences if your state requires a minimum amount of coverage. Fines, vehicle impoundment, and license suspension are just a few potential consequences should you get caught without insurance.

Can you think of any more benefits of having car insurance? Leave us a comment below and share your thoughts.

Prepare for Changing Seasons with Fall Car Care Month

Fall Car Care

October is Fall Car Care Month, reminding us to make regular maintenance and preventative maintenance a priority before winter settles in. To keep your vehicle operating at its best and avoid issues in the cold months ahead, add these basic car care items to your to-do list this month.

Check the battery. Check the connections to ensure they are clean, tight, and corrosion-free. Also have the battery tested, and replace it if needed.

Check the fluids.  Make sure to top off any fluids that are getting low (like windshield wiper fluid and antifreeze/coolant) and replace fluids that are dirty (like engine oil and brake fluid).

Have the brake and exhaust systems checked. Have the brake rotors, pads, innings, and drums inspected at each oil change. Also, before winter, have the exhaust system inspected for leaks and damage, which can prove dangerous.

Check the tires. Good tires are critical to safety in poor driving conditions. Snow, sleet, and rain can pose particularly hazardous driving conditions for worn, flat or over-inflated tires. We recommend opting for snow tires during the winter months, but at a minimum, make sure you have good all-season tires.

Check the wipers and lighting. Now that it’s getting darker earlier and the sun is coming up later, it’s time to make sure that you replace any burned-out light bulbs, both on the inside and outside of the car. Also be sure your wipers are in good condition, and replace the blades if needed.

For more information on Fall Car Care month, visit carcare.org.

Here at James Ceranti Nissan, we want to help you get your car ready for the changing seasons. Make an appointment today in honor of Fall Car Care Month!

Nissan’s Reliability More Impressive than the Entire VW Lineup

Nissan's Reliability More Impressive than VW

We don’t want to rub it in or anything, but it’s now a scientific fact that the Nissan Maxima is more reliable than the entire Volkswagen lineup. When it comes to purchasing a used car, shoppers want something that’s sure to last. In an effort to find out which cars truly stand the test of time and remain reliable, the Long-Term Quality Index was founded. According to the founders, the index is based not on opinion, but scientific data.

The index takes into account 550,000 data samples from across the country and measures specific factors that tell you how well a car has performed over its life: mileage, age, and condition. The study removes owner bias – only skilled mechanics and professionals appraise each vehicle’s condition. The index also focuses exclusively on condition and longevity – cars that are 18 years or older or have 180,000 or more miles are considered.

The study found that only a few kinds of vehicles routinely outperform (and outlive) their competitors. As it turns out, Nissan’s reliability is among the best in the world. The study calls Nissan’s ranking as one of the world’s most reliable cars the study’s biggest surprise – but we aren’t the least bit surprised. Maximas seem to last forever.

Based on the study, Maximas model year 2002 and earlier with a 3-liter engine and four-speed automatic offer exceptional long-term reliability. The index reports that 1,038 Maximas out of 4,825 included in the study have driven over 180,000 miles – that’s a whopping 21 percent – versus only 785 Volkswagens out of 14,518 included in the study (just 5.4 percent).

If you’re ready to buy a car that will stand the test of time, consider a Nissan. Stop by James Ceranti Nissan today to learn more about Nissan’s reliability and our long-lasting lineup, including the 2015 Maxima!

Self-Driving Cars and Accidents: Who’s at Fault?

car accident

Everywhere we turn, we see the development of technologies which are bringing us closer and closer to a world of self-driving cars. Most automakers and experts agree that by 2020, we’ll see some form of fully autonomous cars on our roads – but there are a number of legal and insurance related questions to sort out before we’ll be able to purchase a car that drives itself.

The vast majority of accidents are caused by human error, according to the National Highway Traffic Safety Administration, so it’s widely acknowledged that self-driving cars would eliminate almost all traffic accidents. However, while we can eliminate human error and drastically reduce the number of accidents, we can’t eliminate accidents altogether.

When a driverless car can’t avoid a crash, the question of who, or what, is at fault, becomes a complex legal issue. Bloomberg Businessweek points out that the RAND study predicts an increased liability for auto manufacturers, and a decrease in personal liability. The result? A decline in insurance company revenue.

Though that kind of shift would certainly effect our economy, drivers are giddy at the prospect of saving serious money with their insurance companies. A carinsurance.com study found that 90 percent of drivers would consider switching to a self-driving car in exchange for a lower cost of car insurance.

Let us know in the comments: would you buy a self-driving car in exchange for lower insurance rates?

Here at James Ceranti Nissan, we can’t yet offer a self-driving car, but we can show you our lineup of safe, technology-packed cars. Stop by today!

Steer Clear of Hydroplaning

hydroplaning

Driving in the rain can be stressful for many drivers. Rain can cause decreased visibility and control while out on the road. Loss of control can happen when a car hydroplanes and it can be very dangerous for drivers. Knowing when hydroplaning can occur and how to avoid it can help you build confidence while driving in poor conditions.

Hydroplaning occurs when your car loses traction with the road, due to a wet surface. The result of this loss of traction is decreased steering, braking and overall control of your vehicle. However, knowing the right things to do can save yourself and others from an accident.

1)      Make sure your tires are properly maintained: This includes checking the tire pressure, inflation and traction.

2)      Slow down: high speeds can cause drivers to lose control more easily. Slowing down can increase tire traction. In addition, hard braking can cause you to lose control.

3)      Avoid standing water: water can accumulate in outer lanes, so drive towards the inside lanes to avoid this danger.

4)      Follow the car in front of you: You should try to stick to the tire tracks ahead of you. The driver has already pushed much of the water out of the way.

Although these are intended to help avoid hydroplaning, it can still happen. If you do begin to hydroplane, make sure you stay calm. Do not hit your breaks or attempt to overturn your steering wheel. Ease off the accelerator and aim towards an open spot on the road. We hope that these tips will help you remain confident and calm while driving in the rain.

Is Your Car Emergency Kit Fully Stocked?

Car Battery Cables

You’re probably beginning to read this blog post and thinking to yourself either 1) Nothing has ever happened to me, so it won’t ever happen to me or 2) this is all common-sense so why should I bother? Well, at James Ceranti Nissan, we care about our customer’s safety. Everyone needs to have a car emergency kit prepared for that just-in-case moment.

You may or may not already have items such as car battery cables cables, a tire pressure gauge and/or a spare tire (and if you don’t, these should definitely be on your next shopping list), but we have compiled a list of things that you may not have thought of.

  • First aid kit
  • Flashlight
  • Water bottles
  • Snack bars
  • Emergency Cash (bills and change)
  • Tissues/Paper Towels
  • Duct Tape
  • Multi-Purpose Utility Tool
  • Change of Clothes
  • Blanket

This may sound like a lot, but this is not even everything that you could possibly have. You’ll be thankful if you’re ever in a situation where you need one of these items. There are even handy trunk organizers that can be purchased so these aren’t just lying around your car.

Go out there and be safe. You’ll thank us later!

Self-Driving Nissans in 2020

Self-Driving NissansNissan is getting a lot of attention from auto industry fans and tech gurus alike with a recent announcement promising autonomous vehicles by 2020. Yes, it’s what it sounds like. Autonomous, as in self-driving. Self-driving, as in sit back, and enjoy the ride.

In a recent press release, Nissan guaranteed market introduction of Autonomous Drive technology by 2020. In the report, CEO Carlos Ghosn explains that Nissan’s confidence in meeting that deadline stems from success in establishing the LEAF as the world’s top-selling zero-emission EV. “Now I am committing to be ready to introduce a new ground-breaking technology, Autonomous Drive, by 2020, and we are on track to realize it,” Ghosn claimed.

Bearing in mind that over 90% of car accidents are the result of human error, the prospect of a self-driving vehicle is extremely attractive. Nissan’s press release illuminates the grim details, noting that more than six million crashes occur in the United States per year. In fact, car accidents are the leading killer of Americans from the ages of four to 34.

Therein lies Nissan’s motivation. As long as humans control cars, there will be collisions and accidents. No matter how hard we try, we’ll never be perfect. Nissan is planning to effectively reduce the necessary amount of input from the driver to help us stay safe on the road.

Nissan is currently working with the brilliant minds at MIT, Stanford, Oxford, and many other universities and institutions known for their technological prowess. According to the press release, testing grounds with real road conditions and geographic configurations are being constructed in Japan, and production and testing have been initialized to explore the strengths and limitations of current tech specs.

The future of transportation is right around the corner! Until then, we’ll keep driving our Nissans ourselves—come find the perfect one for you at James Ceranti Nissan!

Car Theft Prevention, Recovery Statistics

Car TheftAre you proactive when it comes to car theft prevention? Where and when are parked cars most susceptible to a break-in? What is the likelihood your stolen goods will be recovered?

Progressive Insurance claims trainer Todd Golling suggests that a passive approach to prevention is not enough to protect your car and/or your belongings from being stolen. A former Virginia State Trooper, Golling explains that preventative measures can and should be taken to reduce your risk. Drivers should always remove valuable items from their parked cars, keep their cars locked, and carry along a blanket to hide bags from visibility during shopping trips. Cars bearing stickers that suggest the car has an alarm system (whether it does or not) can also be useful deterrents.

“Thieves are lazy,” Golling explains. “So if you do anything to make their job more difficult, they’ll move on to the next car.” Some drivers go so far as to install lockable gas caps, wheel-locking nuts, and engine immobilizers. Be careful not to leave any personal information in your vehicle that would provide a criminal with your address, and never leave spare keys to the car itself or to your home in the vehicle.

Practice extra caution when you know your car will be parked for an extended period of time; places like sports arenas, concert venues, churches, and hotel parking lots are highly susceptible to vehicle theft.

In terms of theft recovery, Progressive Insurance reported that in 2012 the U.S. average was 46% with some states doing a much better job than others. Washington’s recovery rate was an impressive 71% followed by Utah with 63% while Michigan and Pennsylvania had the worst recovery rates with 19% and 26%, respectively.

Progressive data demonstrates that summer months and weekends are the times during which the highest numbers of theft incidents occur. Being aware of where, when, and how long you are parking your car and taking the suggested preventative measures are simple ways to protect your car, your belongings, and your peace of mind.

What Should You Keep In Your Trunk?

Car Trouble- what to keep in the trunkIf you’ve ever watched a scary movie, you know that the car always breaks down in the middle of the woods right before a storm and your cell phone isn’t going to work. Thankfully, cell phone towers are pretty strong nowadays, and most scary dark roads aren’t on your way home, but it’s still smart to be prepared in case of an emergency. There are a few things you should always carry with you.

Probably one of the most important things you can have with you is a good flashlight. With battery-less options out there now, you won’t have to worry about them going dead (like they do in those same scary movies). Check out wind-up emergency lights that also have built in red blinkers to signal for help. If you do prefer to have a flashlight with batteries, invest in a Maglight® . Not only are they super powerful, but the heavy weight can be used as a weapon if need be.

Jumper cables better be hiding in your trunk as well. While you may have a membership to a company like AAA, a quick jump from a friend could save you a lot of waiting time. Just make sure you know how to use them safely. Remember- positive to positive (red to red) and negative to negative (black to black). Trust us; you’ll know if you do it wrong.

Lastly, pack a little survival kit just in case you are stranded for a while. A few water bottles, packets of crackers or imperishable food, a blanket and a jacket could make a huge difference for you if you end up staying the night in your car.

Whatever else you have rolling around the trunk of your Nissan is up to you, but make sure to have these things handy and you won’t regret it. With great cargo space, the Altima would make for an easy travel companion and leave plenty of room for the less important stuff, like those shoes you kicked into the back one day and forgot to take out….. Just remember to watch out for those ax murders on dark and stormy nights!

Nissan Skyline Races a Mobility Scooter

Nissan SkylineIt seems completely silly and pointless-and it is- but let’s just see what happens when a Nissan Skyline was to race the same kind of scooter your grandfather takes with him to the grocery store. Hoveround’s commercial does say it will take you anywhere! I bet they weren’t counting on this type of activity, though. If someone asked you to lay money on a bet between a car and a scooter, we’re pretty sure you’d pick the car. Unless of course, you knew this was going to be a funny YouTube video, then all bets are off.

This particular scooter did have a few upgrades, including a Suzuki GSX-600F engine to be fair. However, (spoilers ahead!) a car is much bigger and the scooter doesn’t take any trophies home on this one. All in all, we’re sure it’d be enough of a thrill for your grandpa to get his blood flowing, but not cause a heart attack. “The little engine that could” scooter puts up a great fight and even keeps the lead for most of the race. Guess you’ll have to decide for yourself who the real winner is!